In Scott Morrison’s vision for Australia, it’s banks first and customers second.  
  
It’s clear his plan to dump responsible lending protections has no friends on the Senate crossbench and no support anywhere except bank boardrooms. 
 
He must now drop his legislation.  
 
It’s time for him to admit Australians will never fall for his spin that cynically tried to use the COVID crisis to undermine their rights. 
 
And it’s time he kept his promise to follow the recommendations of the Banking Royal Commission. 
 
The Royal Commission’s first recommendation was keep current responsible lending standards intact. 
 
Commissioner Hayne observed in his final report that those standards were a ‘critical legislative step’ in protecting customers from banking misconduct. 
 
Australians back the Commissioner. 
 
Labor backs the Commissioner. 
 
Only Scott Morrison thinks the Commissioner is wrong.